Ssi and public protection Disability: How They are dissimilar (Virginia Lawyer's Perspective)

Workers Comp Lawyers Security - Ssi and public protection Disability: How They are dissimilar (Virginia Lawyer's Perspective)

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Social security Disability (sometimes called Ssdi) and Ssi are confused by many people. I have been a Virginia Disability Lawyer for over 30 years. None of my clients know the distinction between the programs. These are the most prominent differences between these programs:

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Workers Comp Lawyers Security

First, in order to acquire public security Disability, you must have an revenue article and show you are disabled. Housewives come to me and say "Why cannot I get disability?" I reply, "Where is your revenue record?" Self-employed people call me and say, "Where is my disability?" I respond, "Did you ever file taxes and pay into public Security?" people who are paid in cash or under the table touch me and invite public Security. I say, "You only get out what you paid in, it is not a free ride."

Second, for Ssi, you do not need an revenue record. You only have to show you are disabled. But Ssi is a welfare agenda and even though its full name is Supplemental security revenue it probably should have been called "Welfare Disability." As a welfare program, there is a means test. This means even if you are disabled you cannot receive Ssi if you have either assets or income. In 2006, you cannot have more than ,000.00 in cash assets and expect to qualify for Ssi. The same housewife who could not acquire public security may also not be able to acquire Ssi because (1) she has other unearned income; (2) her husband has too much income; and (3) she or her husband has too many assets.

Third, the public security benefit is dependent on the revenue the laborer paid in and could be as high as ,053.00 per month. Many ask me, "Why isn't my benefit higher?" My talk all the time is, "You get out what you paid in." Working at a minimum wage job is not going to succeed in a very high benefit. Not working for a estimate of years is also going to succeed in a lower benefit. On the other hand, the maximum Ssi estimate an personel can receive in 2006 is 3.00 per month but this does not depend on earnings.

Fourth, an personel on public security Disability can also expect a cost to dependent children up to age 18 or until the child graduates from high school. The dependent children share equally about 50% of the parent's benefit. On the other hand there is no dependent care benefit for a recipient of Ssi. people on Ssi will often call me and say "Where is my child's check?" Regretfully, I have to tell them Ssi has no child benefit.

Fifth, public security Disability & Ssi are similar in one way. The disability test is the same.

Sixth, when you file for Disability, public security will first check if you are eligible for public security Disability before allowing you to apply for Ssi. Generally, if your public security check is higher than 3.00, you would not be eligible for Ssi. On the other hand if your public security check is lower than 3.00, you may be able to receive a small Ssi check so your total benefit is about 3.00 per month.

In Summary, when a person says I am on "disability" or I want "disability", there is a big distinction between Ssi and public security Disability. Remember Ssi is a welfare benefit & public security Disability is an earned benefit.

Copyright© 2006, Jerry Lutkenhaus. All proprietary Reserved

This may be thought about An Advertisement or Advertising Material under the Rules of expert conduct governing lawyers in Virginia. This note is designed for general facts only. The facts presented in this note should not be construed to be formal legal guidance nor the formation of a lawyer/client relationship.

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